Get a Free Business Health Check When You Call Today!
You’re Not Hiring An Accountant. You’re Hiring A Partner Who’s Done This Since 1946.
No more guessing. No more mysterious financial statements. No more feeling like you’re fighting this battle alone. Just a clear, month-by-month plan for more cash, more profit, and more time off the job site.
The Construction CFO is the construction consulting division of James and Harris CPAs, PA, one of Jacksonville's longest standing accounting firms and a member of the Construction Financial Management Association (CFMA). We do more than close your books. We dive into your financials, explain what the numbers mean in plain English, and provide clear, actionable guidance to help you make informed business decisions.
Our program is designed specifically for construction company owners generating $1 million to $15 million in annual revenue. It's built for businesses that have reached the point where financial insight drives growth, while still requiring hands on leadership every day.
Our Construction CFO services help you:
- Track cash flow, revenue, and profitability
- Improve job costing and financial reporting
- Identify opportunities to increase profit margins
- Monitor KPIs to measure business performance
- Develop strategies that support long-term growth
Whether your company is growing or looking to improve financial performance, our team provides the guidance and expertise to help you make informed decisions.
You Built The Business. Isn’t It Time The Numbers Started Working For You?
Schedule a consultation today to learn how our Construction CFO services can help strengthen your business.
Construction success strategies
We help construction companies achieve success by focusing on the factors that drive three key areas:
- Revenue
- Profit
- Cash Flow
Define and achieve success
Together we identify specific action steps so you can achieve your own success however you define it...
- More cash in the bank
- Less stress on the job
- More personal time
Does This Sound Like Your Business Right Now?
• Your financial statements land on your desk — and still don’t tell you what to do next.
• You know something’s driving up costs. You just can’t put your finger on it.
• Day-to-day jobs eat every hour you have — there’s no time left to plan where the business is headed.
• Cash gets tight right when it’s time to pay subs and vendors, and you’re never quite sure why.
• You have a good crew and a good reputation. What you don’t have is a CFO in your corner.
• Some days, you feel like you’re running this business alone.
Now Picture This Instead...
• Six months of cash sitting in the bank — not scraped together at the last minute.
• A dashboard that shows you, in plain English, exactly what’s driving profit (and what’s killing it).
• A real number for what your business is worth — and a plan to grow it.
• More time at home. Less time firefighting.
• A CFO on your side who’s already solved this problem for other contractors and knows exactly how to fix it for you.
Here’s Exactly What Happens When You Work With Us
Where Do You Want To Go? — You tell us the goals: more cash, a 4-day workweek, an exit strategy, whatever it is. We don’t assume. We ask.
We Set Your Targets — We find the handful of numbers in your business that actually drive those goals, and we track them.
We Build Your Action Plan — Financial, operational, personal — whatever it takes, with an owner and a due date on every step.
Action Plan
| Objective The most important area(s) to focus on to hit the targets | Current Results | Next Steps The specific next steps to take to meet the objective | Owner Who is responsible | Due Date |
|---|---|---|---|---|
| Move Joe to Asst PM | Win |
ask Joe if he is interested move into office train |
Jack the owner BOA |
06/30/26 06/30/26 06/30/26 |
| Hire 1 person as purchasing agent to replace Joe | In progress |
hire train |
Jack the owner Brenda |
05/30/26 05/30/26 |
We Review Your Results — Every month (or more), we sit down, compare the plan to reality, and adjust. You are never guessing again.
SWIPE TO VIEW →
SWIPE TO VIEW →
Testimonials
"I can’t imagine where I would be if James and Harris were not my CPA firm. Tim, Julie, Sherry, and the rest of the staff have truly taken care of me and my multiple companies for well over a decade. They were instrumental in helping me sell one of my companies in 2024 for much more than I expected."
— KD, Contractor, $10 million in sales
"This process has helped me look at my business from ‘above.’ There are items this process brought to my attention that needed correction, and it has helped me make the corrections. I am glad to have taken this opportunity."
— MG, Contractor, $8 million in sales
A Few Honest Answers Before You Call
• “I already have a bookkeeper / CPA.” Good — we’re not replacing them. Construction CFO works alongside your existing team. We go beyond the numbers to specific action.
• “This sounds expensive.” Compare it to what one unexpected cash crunch costs you. Plans start at $1,995/month — less than most contractors spend on a single piece of equipment.
• “I don’t have time for another meeting.” That’s exactly why the process is built the way it is — a handful of focused check-ins, not another thing on your plate.
Our Program Pricing
Investment, Not Overhead — Every plan below is built around the same three things: driving revenue, protecting profit, and keeping cash in your account. The difference is how deep we go, and how often we’re in your corner.
| SUCCESS PLANS |
FOUNDATION
$1,995
Starting Monthly
|
GROWTH
$2,995
Starting Monthly
|
WEALTH
$3,995
Starting Monthly
|
ACCELERATE
$3,795
Starting Monthly
|
|---|---|---|---|---|
| BUSINESS SUCCESS Driving Revenue, Gross Profit and Cash Flow | ||||
| Business Reports & Accounting Clean Up | Quarterly | Quarterly | Quarterly | --- |
| Business Dashboard & Key Performance Indicators (KPIs) | 2 KPIs | 4 KPIs | Custom KPIs | Custom KPIs |
| Job Cost Support & Reporting Direct, Indirect and Overhead Allocations | --- | Included | Included | --- |
| Business Forecasts: Revenue, Profit and Cash Flow | 1x Year | 2x Year | 4x Year | 12x Year |
| Business & Personal Goal Results Meetings / Exit Strategies | Annually | 2x Year | 4x Year | 12x Year |
| TAX COMPLIANCE, PLANNING AND REDUCTION | ||||
| Business and Personal Tax Estimates | Quarterly | Quarterly | Quarterly | Quarterly |
| Annual Business Tax Return Preparation w/ Tangible | $1,350 | $1,350 | Included | --- |
| Tax Strategies Check Up | --- | 1x Year | 4x Year | 4x Year |
| Personal Tax Service with IRS Representation | $515 min / avg $1,165 | $515 min / avg $1,165 | $515 min / avg $1,165 | $515 min / avg $1,165 |
| Fees For Additional Services May Apply | ||||
Ready to stop guessing?
Give us a call. We’ll spend time understanding your goals and your concerns — no pressure, no obligation. Just a clear next step.
© 2026 THE CONSTRUCTION CFO
James and Harris CPAs, PA
Member of Construction Financial Management Association
Serving Clients Since 1946